Zero Down Home Loan | USDA Rural Development Mortgage | USDA Home Loan

Basic highlights of USDA Home Mortgage program: 

• Zero Down Home Loan
• One Loan at a Low 30 Year Fixed Rate
• Great Product for Borrowers with little or no down payment 
• Great Product for First Time Home Buyers in Oklahoma
• Lower Monthly Mortgage Insurance (PMI) then FHA Loans & Conventional Loans
• Single Family Homes only (can't purchase Manufactured Homes, Duplexes, Apartments/Condos, or home with pools)
• No Mobile Homes
• Borrowers can only own 1 home for this loan "Unless the home is sold before or at closing"  

Check USDA Mortgage Program Eligibility:   

• They are just for farmers - USDA Loans are not "just for farmers," millions of people from all walks of life already qualify.
• FHA or Conventional Loans are better - USDA home loans often offer better terms than an FHA or conventional loans.
• They aren't flexible - Actually, USDA Home Loans can be used to buy a new home or refinance to a lower rate.
• Only certain people can qualify - Anyone who meets the income and credit guidelines can qualify for a USDA Home Loan.
• They are only for rural areas - Actually, USDA Loans are available in many areas that most people would not consider rural. For example, many small communities just outside of metropolitan areas qualify as rural areas according to the US Department of Agriculture.
• They are harder to get than FHA or Conventional Loans - This just isn't true.  In many cases, USDA Loans are actually easier to get because the loans are guaranteed by the government. 

Get a Quick Quote!

Type of Loan Purchase Loan Refinance Loan Cash Out Equity Loan Debt Consolidation Home Equity

 

Rate Your Credit Excellent Good Fair Poor Unsure

 

Loan Amount Between $50,000 - $60,000 Between $60,000 - $70,000 Between $70,000 - $80,000 Between $80,000 - $90,000 Between $90,000 - $100,000 Between $100,000 - $120,000 Between $120,000 - $140,000 Between $140,000 - $160,000 Between $160,000 - $180,000 Between $180,000 - $200,000 Between $200,000 - $220,000 Between $220,000 - $240,000 Between $240,000 - $260,000 Between $260,000 - $280,000 Between $280,000 - $300,000 Between $300,000 - $320,000 Between $320,000 - $340,000 Between $340,000 - $360,000 Between $360,000 - $380,000 Between $380,000 - $400,000 Between $400,000 - $420,000 Between $420,000 - $440,000 Between $440,000 - $460,000 Between $460,000 - $480,000 Between $480,000 - $500,000 Between $500,000 - $550,000 Between $550,000 - $600,000 Between $600,000 - $650,000 Between $650,000 - $700,000 Between $700,000 - $750,000 Between $750,000 - $800,000 Between $800,000 - $850,000 Between $850,000 - $900,000 Between $900,000 - $950,000 Between $950,000 - $1,000,000 Between $1,000,000 - $1,100,000 Between $1,100,000 - $1,200,000 Between $1,200,000 - $1,300,000 Between $1,300,000 - $1,400,000 Between $1,400,000 - $1,500,000 Between $1,500,000 - $1,600,000 Between $1,600,000 - $1,700,000 Between $1,700,000 - $1,800,000 Between $1,800,000 - $1,900,000 Between $1,900,000 - $2,000,000 Between $2,000,000 - $5,000,000 Above $5,000,000

 

Property Value Between $50,000 - $60,000 Between $60,000 - $70,000 Between $70,000 - $80,000 Between $80,000 - $90,000 Between $90,000 - $100,000 Between $100,000 - $120,000 Between $120,000 - $140,000 Between $140,000 - $160,000 Between $160,000 - $180,000 Between $180,000 - $200,000 Between $200,000 - $220,000 Between $220,000 - $240,000 Between $240,000 - $260,000 Between $260,000 - $280,000 Between $280,000 - $300,000 Between $300,000 - $320,000 Between $320,000 - $340,000 Between $340,000 - $360,000 Between $360,000 - $380,000 Between $380,000 - $400,000 Between $400,000 - $420,000 Between $420,000 - $440,000 Between $440,000 - $460,000 Between $460,000 - $480,000 Between $480,000 - $500,000 Between $500,000 - $550,000 Between $550,000 - $600,000 Between $600,000 - $650,000 Between $650,000 - $700,000 Between $700,000 - $750,000 Between $750,000 - $800,000 Between $800,000 - $850,000 Between $850,000 - $900,000 Between $900,000 - $950,000 Between $950,000 - $1,000,000 Between $1,000,000 - $1,100,000 Between $1,100,000 - $1,200,000 Between $1,200,000 - $1,300,000 Between $1,300,000 - $1,400,000 Between $1,400,000 - $1,500,000 Between $1,500,000 - $1,600,000 Between $1,600,000 - $1,700,000 Between $1,700,000 - $1,800,000 Between $1,800,000 - $1,900,000 Between $1,900,000 - $2,000,000 Between $2,000,000 - $5,000,000 Above $5,000,000

 

State Oklahoma

 

First Name *

Last Name *

Email *

Phone *